Log a shared expense in seconds
Amount, category, who paid, who it's shared with: that's it. Everyone else in the household gets a notification and sees the expense straight away, on iPhone, iPad or Android.
Shared expenses
The shared expenses app that does the maths for you
Partner, family, roommates or a trip with friends: as soon as several people pay, the numbers get blurry. SAVY logs who paid for what, keeps a live tally of who owes whom and suggests the fewest repayments to get everyone square. No bank connection, no ads.
Who owes whom, always up to date
The Balance screen shows everyone's balance and a "To settle" list reduced to the fewest transfers. No more redoing the maths in a spreadsheet at the end of the month.
Equal splits or custom splits
By default, an expense is split equally between the people you choose. With SAVY Plus, split by percentage (60/40), by shares or by exact amounts, for example rent split by income.
A budget on top of bill splitting
Unlike a plain bill-splitting app, SAVY also tracks your household budget: a monthly budget with alerts, recurring expenses for rent and subscriptions, and monthly stats.
Balance
Who owes whom? SAVY does the math
No more back-of-the-napkin maths. SAVY works out each member's balance and suggests the fewest repayments needed to get everyone square.
- Per-member balances, updated with every expense
- A "To settle" list cut down to the minimum
- "Mark as repaid", even for part of the amount
- Repayment history, with a note ("bank transfer")
Who owes what
You owe €32.50 to Lea
Thomas owes you
+ €24.00Mark as repaid
Everyone's square!
Well done, colony: the books are at zero.
Frequently asked questions
What's the best app to split expenses?
It depends on the use. For a one-off trip, a bill-splitting app is enough. For a household that shares costs all year round (couple, family, roommates), SAVY works out who owes whom and also tracks the budget, with alerts and recurring expenses.
Is SAVY free for splitting expenses?
Yes. The free version gives you unlimited expenses with no ads, who owes whom and repayments, for up to 4 members per household.
Can I split expenses with different groups?
Yes. One account can belong to several households: your partner, your flat, a trip with friends. Each household has its own members, currency and balances.
Do I need to link my bank account?
No. You add expenses yourself and SAVY never has access to your accounts. You pay each other back as usual, then mark it as repaid in the app.
Ready to join the colony?
Download SAVY, create your household and invite your people. The books keep themselves.
- Free version
- No ads
- Ready in 2 minutes