Only share what's shared
Expenses added to the household are visible to you both. The rest of your money stays private, and an expense can be marked as personal.
Honeydue alternative
A Honeydue alternative for managing money as a couple
Honeydue relies on linking the couple's bank accounts. If you'd rather not share everything, or your bank isn't supported, SAVY takes a different approach: you only pool your shared expenses, and the app does the maths.
A fair split, even with different incomes
By default, expenses are split equally. With SAVY Plus, split by percentage (for example 60/40), by shares or by exact amounts, even for rent.
Your balance as a couple, always clear
SAVY shows who owes the other and how much. When one of you pays back, tap "Mark as repaid" to update the balance.
A budget for two, with alerts
Set a monthly budget and get a notification at 80, 90 and 100%. Rent and subscriptions add themselves every month.
Balance
Who owes whom? SAVY does the math
No more back-of-the-napkin maths. SAVY works out each member's balance and suggests the fewest repayments needed to get everyone square.
- Per-member balances, updated with every expense
- A "To settle" list cut down to the minimum
- "Mark as repaid", even for part of the amount
- Repayment history, with a note ("bank transfer")
Who owes what
You owe €32.50 to Lea
Thomas owes you
+ €24.00Mark as repaid
Everyone's square!
Well done, colony: the books are at zero.
Frequently asked questions
What's the difference between SAVY and Honeydue?
Honeydue relies on linking your bank accounts. SAVY connects to no bank: you add shared expenses, and the app works out your balance as a couple and tracks your budget.
Does SAVY work outside the US?
Yes. SAVY works anywhere, in English and French, on iPhone, iPad and Android, with your choice of currency for each household.
Do we need a joint account?
No. SAVY works with a joint account, separate accounts or both.
Other alternatives compared
- A Tricount alternative built for the household budget
- The free Splitwise alternative with no ads and no expense limit
- A Settle Up alternative for everyday shared expenses
- A Splid alternative built for household expenses
- A Bankin' alternative with no bank connection, built for sharing
- A Spendee alternative that also works out who owes whom
Ready to join the colony?
Download SAVY, create your household and invite your people. The books keep themselves.
- Free version
- No ads
- Ready in 2 minutes